So, you’re ready to buy a home.

Mortgages

承包商、搬运箱子、庭院工作、排水沟——购房者已经够忙的了. 这就是beat365体育亚洲官网在线我们让贷款过程尽可能简单, offering up competitive rates, 快速的预先审批决定和各种抵押贷款产品,最高限额为200万美元,适用于美国任何地方的房产.找到适合你的东西,开始扎根.

Meet your team.

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Zero Down Mortgage

Start off on the right foot.

对于首次购房者来说,即使是10%的首付也会让人觉得遥不可及. 我们可以为您提供高达100%的融资,最高可达1美元.5 million if you qualify—with a fixed rate.

FEATURES & BENEFITS

  • No down payment required
  • No private mortgage insurance
  • 在马里兰州、弗吉尼亚州、华盛顿州购买主要住宅即可获得.C.宾夕法尼亚州、西弗吉尼亚州、新泽西州、北卡罗来纳州和特拉华州
  • 会员需支付结算费用并满足准备金要求

Current Rates

mortgages@se-networks.net1

703.526.0200 x2

Apply Now

Refinancing

Find a better rate and save thousands.

Life changes. Mortgages should too. 再融资,你可以实现财务灵活性, reduce your monthly payments, 调整贷款期限,甚至可以将现有贷款套现.

Features & Benefits

  • 锁定一个适合你今天需要的价格,而不是昨天
  • Conventional, FHA, and VA options available
  • 适用于第一居所、第二居所、投资物业
  • 可用于单户住宅,联排别墅,pud和公寓
  • Accessory dwelling unit (ADU) financing options available

Current Rates

mortgages@se-networks.net1

703.526.0200 x2

Apply Now
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Fixed Rate Mortgage

因为没有什么比内心平静更重要的了.

保证你的月供是可预测的:在贷款期间锁定你的利率, for priceless peace of mind.

FEATURES & BENEFITS

  • 利率在贷款期限内保持固定,以增加安心
  • Choice of 15-, 20- or 30-year terms
  • 适用于主要住宅、第二住宅和投资物业

Current Rates

mortgages@se-networks.net1

703.526.0200 x2

Apply Now

Jumbo Loan

For your next big buy.

Do you have big dreams? 以大额按揭向中华职工总工会借贷最高2,000,000元. 这些抵押贷款通常有较高的利率和信用评分要求, 但如果你想换一个更大的房子,这可能是理想的选择.

FEATURES & BENEFITS

  • 15年或30年的固定利率抵押贷款
  • 适用于主要住宅、第二住宅和投资物业

Current Rates

mortgages@se-networks.net1

703.526.0200 x2

Apply Now
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95% to 97% Financing

A little less down, a little more to gain.

你的房子有一点首付吗? 申请这种抵押贷款,它是为购房者提供的,首付3%到5%.

FEATURES & BENEFITS

  • 融资高达97%的房屋购买价格
  • Requires private mortgage insurance (PMI)
  • Available on primary residences only

Current Rates

mortgages@se-networks.net1

703.526.0200 x2

Apply Now

VA Loans

Rewarding those who served.

Available to veterans, 服役人员和幸存的军人配偶, VA loans require $0 down, 提供较低的平均利率,并有美国政府担保.S. Department of Veterans Affairs.

FEATURES & BENEFITS

  • No down payment required
  • Low fixed rates
  • Available on primary residence only

Current Rates

mortgages@se-networks.net1

703.526.0200 x2

Apply Now
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FHA Loan

Qualifying may be easier than you think.

Put as little as 3.5% down for this government-secured mortgage. 联邦住房管理局的贷款由联邦住房协会(Federal Housing Association)担保,对信用记录和合格比率更为宽容.

FEATURES & BENEFITS

  • Low 3.5% down payment required
  • More lenient on credit blemishes
  • Ideal for first-time homebuyers
  • 首付款可以是礼物,也可以是家庭成员或国家住房机构项目给借款人的贷款
  • Available on primary residences only

Current Rates

mortgages@se-networks.net1

703.526.0200 x2

Apply Now

Reverse Mortgages

以房屋净值为基础借钱.

反向抵押贷款是一种独特的贷款,允许你将房屋的一部分股权转换为免税基金2,为你的未来提供更大的财务灵活性和稳定性.

这是一种聪明而安全的方式,可以将你的房屋净值转换为退休收入.

If you are a homeowner 62 years or older contact our reverse mortgage specialist, Kimberly Petrey,看看反向抵押贷款是否适合你3.

FEATURES & BENEFITS

  • Supplemental retirement income
  • Make home repairs or modifications
  • Pay for medical or long-term costs
  • 推迟领取社会保险,以获得更大的每月福利
  • 建立一个信用额度,你可以在需要的时候使用
  • Purchase a new home

取决于你的资格和资格, 你可以一次性收到你的资金, a line of credit, monthly or term disbursements, or any combination of these payments.

了解更多关于反向抵押贷款如何使您受益的信息, 请beat365体育亚洲官网在线的反向按揭专家:

Kimberly Petrey

NMLS# 392902

888.774.9361

kpetrey@cumortgage.net1

contact kimberly
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Down Payment Assistance

For first-time homebuyers & community partners.

We believe in the communities we serve. 这就是beat365体育亚洲官网在线我们与许多组织合作,为低收入者和首次购房者提供低首付和无首付贷款援助项目.

FEATURES & BENEFITS

  • 适用于符合条件的首次购房者和合格的365体育投注英超联赛欧冠合作伙伴,如执法人员, educators, firefighters and healthcare workers
  • 每节省1美元,最多可获得4美元(最多5美元),000 for first-time buyers; $7,500 for community partners)
  • 首次购房者还必须完成金融知识课程
Learn More

We’re with you, every step
of the way.

无论你是要搬进你的第一套房子,还是要搬到你“永远”的房子——acfcu在这里为你提供正确的抵押贷款和合理的建议.

Logo for Fast answers

Fast answers

From pre-approval to closing in under 30 days

Logo for Step-by-step guidance

Step-by-step guidance

我们的抵押贷款专家永远不会因为太忙而没有时间交谈

mortgages@se-networks.net1

703.526.0200 x2

Logo for Tips & tools

Tips & tools

From checklists to how-to guides, find the info you need here

Meet Your Team

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Chantal George

Mortgage Loan Officer

NMLS# 1837352

Why Remarkable Service
is Right For You

As a full-service credit union, 我们是一个由像你一样的成员组成的合作社,大家聚在一起知道这一点, we can all benefit in our financial journey.

Financial Empowerment

我们在这里帮助我们的会员和邻居实现他们的财务目标,过上最好的生活.

Rewarding Experience

我们认为没有什么比服务我们的会员更有回报的了——我们相信以德报德.

Utmost Integrity

我们不仅满足您的财务需求,我们承诺成为一个好邻居,诚信服务.

The Fine Print

Loan and membership requirements apply. Federally insured by NCUA. Equal Housing Lender. NMLS# 477974. ACFCU does not finance land-only purchases.

1请不要通过电子邮件或联系表格提交您的帐户号码或社会安全号码. 发送的信息如果通过互联网传输,则有丧失机密性的风险.

2Please consult your tax advisor.

3信用合作社抵押贷款协会(CUMA)是第三方,我们不提供或适应此贷款计划, only refer. 金伯利·佩特雷不是阿灵顿365体育投注英超联赛欧冠联邦信用合作社的雇员.